Connecting you to the coverage that protects what matters most.
Nexus Insurance Brokers shops your coverage across multiple carriers instead of selling just one. Home, auto, commercial, and life — plus the coverage that protects the rest of your garage, driveway, and dock.
We work for you — not for one insurance company.
Nexus Insurance Brokers is an independent agency serving Minnesota families, drivers, and business owners. Because we're not tied to a single carrier, we can compare rates and coverage across the companies we represent and match you with the policy that actually fits your risk and your budget.
That same independence matters after your policy is issued, too. When you have a question, a change in coverage, or a claim, you call one advisor who already knows your policies — not a call center.
- Coverage compared across multiple carriers, not just one company's rate
- One point of contact for every policy: home, auto, commercial, and life
- An advocate on your side if you ever need to file a claim
- Local to Minnesota, and familiar with the coverage this climate calls for
The policies most households and businesses start with
Every quote starts with a conversation about what you actually need to protect. Here's where most clients begin.
Home Insurance
Protection for your house, your belongings, and your liability if someone is hurt on your property.
- Dwelling & other structures
- Personal property & belongings
- Liability & medical payments
- Optional flood, water backup, umbrella
Auto Insurance
Coverage for the cars, trucks, and SUVs your household depends on every day.
- Liability & collision
- Comprehensive & roadside
- Uninsured/underinsured motorist
- Multi-vehicle & multi-policy discounts
Commercial Insurance
Coverage built around how your business actually operates, not a one-size policy.
- Business owners policy (BOP)
- General liability & property
- Commercial auto & umbrella
- Workers' compensation
Farm Insurance
Coverage for farm property, equipment, and liability built around how your operation runs.
- Farm dwelling & outbuildings
- Equipment & machinery
- Farm liability
- Optional livestock & crop coverage
Life Insurance
Term, whole, and universal options to protect the people who depend on your income.
- Term life
- Whole life & cash value
- Universal life
- Income & mortgage protection
Coverage for everything else you ride, drive, or rent
Once the core policies are in place, we round out coverage for the rest of what you own.
Motorcycle & Cycle
Liability, custom parts, and roadside coverage for motorcycles and touring bikes.
UTV & ATV
Off-road coverage for UTVs, ATVs, and other powersport vehicles, on and off your property.
Boat & Watercraft
Agreed value, physical damage, and on-water liability for boats and other watercraft.
Renters
Affordable protection for your belongings and liability wherever you rent.
Why an independent advisor, instead of one company's agent
A captive agent can only offer you what their one company sells. An independent advisor works differently.
01 We shop, you choose
We compare quotes across the carriers we represent so you can see your real options side by side, instead of taking one company's word for it.
02 Coverage that follows your life
New car, new business, a boat in the driveway — as your risk changes, we adjust your coverage instead of leaving gaps.
03 Someone in your corner at claim time
When you file a claim, you have an advisor who already knows your policy working on your behalf, not a stranger reading a script.
"Nexus took the time to actually walk through what we had versus what we needed. We ended up better covered on our home and paying less for it."
Let's find the right coverage for you.
Tell us a bit about what you're looking to cover and we'll follow up with options from the carriers we represent — no obligation.